Ride-share services like Lyft and Uber have transformed transportation in Los Angeles, offering convenience and affordability. However, when an accident occurs, passengers and drivers often face complex legal challenges. Understanding your rights—whether you’re a passenger or a driver—is crucial when seeking compensation for injuries and damages.
If you were involved in a Lyft or Uber accident, hiring an experienced Lyft accident lawyer in Los Angeles or an Uber accident attorney in Los Angeles can help you navigate the legal process and maximize your claim. This guide explores the rights of passengers and drivers in rideshare accidents, insurance coverage, and the steps to take after an accident.
Passenger Rights in a Lyft or Uber Accident
Who Is Liable for Passenger Injuries?
Passengers are rarely at fault in a rideshare accident, making it easier to file a claim for medical expenses, lost wages, and pain and suffering. Liability depends on who caused the accident:
- The Lyft or Uber driver (e.g., reckless driving, speeding, distracted driving).
- Another driver (e.g., if a third-party driver hit the Lyft/Uber vehicle).
- A defective vehicle or road hazard (e.g., brake failure, potholes).
What Insurance Covers Passengers?
Lyft and Uber provide insurance coverage for passengers, depending on when the accident occurs:
- During an active ride: Lyft/Uber’s $1 million liability coverage applies.
- Before the ride starts (driver is online but hasn’t accepted a ride): Limited liability coverage applies.
- Off-duty driver: Only the driver’s personal auto insurance applies.
Steps to Take After a Lyft or Uber Accident as a Passenger
- Seek medical attention immediately.
- Report the accident to Lyft or Uber through the app.
- Collect driver and witness contact information.
- Take photos/videos of the accident scene and injuries.
- Consult a Lyft accident lawyer in Los Angeles to ensure fair compensation.
Driver Rights in a Lyft or Uber Accident
Rideshare Drivers & Liability
If you’re a Lyft or Uber driver, liability depends on whether you were online and carrying a passenger:
- If you were offline: Your personal auto insurance covers the accident.
- If you were online but hadn’t accepted a ride, Lyft/Uber provides limited liability coverage ($50,000 per person, $100,000 per accident).
- If you were carrying a passenger, Lyft/Uber’s $1 million liability policy applies.
Can Drivers File a Claim Against Lyft or Uber?
- Lyft and Uber classify drivers as independent contractors, meaning they typically do not provide workers’ compensation for injuries.
- However, if a driver was injured due to a negligent third party or faulty vehicle, they may have a valid claim.
- If the accident was caused by another driver, the at-fault driver’s insurance should cover damages.
Steps to Take After an Accident as a Lyft or Uber Driver
- Report the accident to Lyft/Uber and your personal insurance provider.
- Document the scene with photos, videos, and witness statements.
- Seek medical care for any injuries.
- Consult an Uber accident attorney in Los Angeles to explore legal options.
What Compensation Can Victims Receive?
Both passengers and drivers may be entitled to compensation for:
✔ Medical bills (emergency care, surgery, therapy).
✔ Lost income (if the injury prevents work).
✔ Pain and suffering (emotional distress, trauma).
✔ Vehicle repair/replacement (if the driver’s car was damaged).
✔ Wrongful death (if a passenger or driver is killed in an accident).
A skilled Lyft accident lawyer in Los Angeles can help victims fight for the full compensation they deserve.
Conclusion
Whether you’re a passenger or driver, understanding your rights in a Lyft or Uber accident is essential. If you’ve been injured, consulting a Lyft accident lawyer in Los Angeles or an Uber accident attorney in Los Angeles ensures you receive the compensation you deserve. Ride-share companies and insurance providers often try to reduce payouts, but with the right legal support, you can protect your rights and recover the damages you are owed.
