Debt collection harassment is an alarming issue affecting countless consumers nationwide. Among the firms accused of aggressive tactics is ERS Resolution Group LLC, also known as ERS Law Group. If you’ve been bombarded with relentless calls, threats, or misleading statements from this agency, you’re not alone—and you have legal rights.
This in-depth guide will cover:
✔ Who is ERS Resolution Group LLC (aka ERS Law Group)?
✔ Red Flags of ERS Law Group Debt Collection Harassment
✔ Your Rights Under the FDCPA & State Laws
✔ How to Stop ERS Law Group Debt Collection Harassment
✔ Legal Actions You Can Take Against Them
By the end, you’ll know how to defend yourself against ERS Law Group Debt Collection Harassment and hold them accountable for illegal practices.
1. Who Is ERS Resolution Group LLC (aka ERS Law Group)?
ERS Resolution Group LLC, operating as ERS Law Group, is a debt collection agency that pursues consumers for alleged unpaid debts. They often work on behalf of creditors or purchase old debts for pennies on the dollar, then aggressively attempt to collect.
Why Are They Contacting You?
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They may claim you owe credit card, medical, or utility debt.
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Some consumers report ERS Law Group Debt Collection Harassment even when they don’t owe the debt.
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They might threaten lawsuits, wage garnishment, or credit damage.
Many complaints allege that ERS Law Group Debt Collection Harassment includes illegal tactics such as excessive calls, false threats, and misleading statements.
2. Signs of ERS Law Group Debt Collection Harassment
The Fair Debt Collection Practices Act (FDCPA) prohibits abusive, deceptive, or unfair debt collection practices. Here are key signs of ERS Law Group Debt Collection Harassment:
🚨 Illegal Tactics to Watch For
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Excessive Calls (More than 7 times a day or outside 8 AM–9 PM)
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Threats of Arrest or Legal Action (They cannot falsely claim you’ll be jailed)
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False Statements About Debt (Inflating amounts, misrepresenting legal consequences)
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Abusive Language (Yelling, insults, or profanity)
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Contacting Third Parties (They can’t discuss your debt with family, friends, or employers)
If you’ve experienced any of these, you may be a victim of ERS Law Group Debt Collection Harassment.
3. Your Rights Under the FDCPA
The FDCPA protects you from abusive collectors like ERS Resolution Group LLC. Key rights include:
✅ Right to Debt Validation
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You can demand written proof of the debt within 30 days of first contact.
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If they can’t validate it, they must stop collection efforts.
✅ Right to Stop Harassment
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Send a cease-and-desist letter (via certified mail).
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Once received, they can only contact you to confirm they’re stopping or to notify you of legal action.
✅ Right to Sue for Violations
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If they break FDCPA rules, you can sue for $1,000 per violation + attorney fees.
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Many consumers have successfully sued debt collectors for harassment.
4. How to Stop ERS Law Group Debt Collection Harassment
Step 1: Document Everything
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Save call logs, voicemails, letters, and emails as evidence.
Step 2: Request Debt Validation
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Send a written dispute letter (sample templates available online).
Step 3: Send a Cease-and-Desist Letter
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Demand they stop all contact (except for legal notices).
Step 4: Report Them
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File complaints with:
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CFPB (Consumer Financial Protection Bureau)
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FTC (Federal Trade Commission)
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Your State Attorney General
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Step 5: Consult a Consumer Rights Attorney
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If ERS Law Group Debt Collection Harassment continues, a lawyer can help sue them.
5. Legal Actions Against ERS Resolution Group LLC
If they’ve violated the law, you can:
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Sue in Small Claims Court (Up to $10,000 in some states)
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Join a Class-Action Lawsuit (If multiple victims exist)
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Negotiate Debt Removal (Get the debt deleted from your credit report)
Past cases show that consumers can win against ERS Law Group Debt Collection Harassment.
6. Frequently Asked Questions (FAQs)
Q: Can ERS Law Group Sue Me?
A: Yes, but they must prove you owe the debt. If they can’t validate it, the case may be dismissed.
Q: Will This Debt Affect My Credit Score?
A: If reported, yes. Dispute inaccuracies with credit bureaus.
Q: Can I Ignore Their Calls?
A: Ignoring them won’t stop harassment. Take legal action instead.
Final Thoughts: Stand Up Against Harassment
No one should endure abusive debt collection tactics. If ERS Resolution Group LLC (aka ERS Law Group) is harassing you, fight back. Use your FDCPA rights, demand proof, and consider legal action to stop ERS Law Group Debt Collection Harassment for good.
🔹 Need Help?
👉 Contact a consumer rights attorney today to protect your rights!
